Terms & Conditions of Membership

Welcome to Richha Nidhi Limited (CIN: U67100BR2019PLN043668). By accessing our website, branch portal, netbanking, or mobile application, you agree to comply with and be bound by the statutory terms governing our operations under Section 406 of the Companies Act, 2013 and the Nidhi Rules, 2014.

Transactions, credit facilities, and deposit schemes are exclusively open to verified shareholder members of the company. All lending operations are strictly collateral-secured (against gold, property, or government securities) as mandated by applicable regulatory norms.

Members are responsible for maintaining the confidentiality of their digital banking credentials, MPINs, and OTPs. For official inquiries or legal clarifications, contact us at info@richanidhi.com or visit our registered corporate office.