Registered Nidhi Company | MCA Compliant | CIN: U67100BR2019PLN043668 | Z++ 256-Bit SSL Secure
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Richha Nidhi

RICHHA NIDHI LIMITED

A Trusted Mutual Benefit Company
24x7 HELPLINE +91 7091916780
MARKETS
BSE SENSEX 81,950.40 +328.60 (+0.40%)
NIFTY 50 25,045.85 +98.25 (+0.39%)
BANK NIFTY 51,520.10 +215.30 (+0.42%)
GOLD 24K (10g) ₹76,450 +180 (+0.24%)
SILVER (1kg) ₹92,300 -120 (-0.13%)
USD / INR ₹83.94 +0.02 (+0.02%)
CRUDE OIL ₹6,120 -35 (-0.57%)
BSE SENSEX 81,950.40 +328.60 (+0.40%)
NIFTY 50 25,045.85 +98.25 (+0.39%)
BANK NIFTY 51,520.10 +215.30 (+0.42%)
GOLD 24K (10g) ₹76,450 +180 (+0.24%)
SILVER (1kg) ₹92,300 -120 (-0.13%)
USD / INR ₹83.94 +0.02 (+0.02%)
CRUDE OIL ₹6,120 -35 (-0.57%)
Agent Portal
Member Login
Open Account
Open FD / RD
Apply for Loan
Branch Login

Our Core Products

Savings

Savings Account

Enjoy hassle-free daily banking, secure NetBanking access, high-interest yield, and instant passbook updates for your personal funds.

Explore Savings
Current

Current Account

Ideal for traders and SMEs. Enjoy NO CAP on transaction limits, priority support, and seamless integration with our business loan products.

Explore Current
Deposits

Fixed Deposits (FD)

Lock your funds securely with us and earn industry-leading guaranteed returns. Senior citizens receive additional interest benefits.

View FD Rates
Loans

Loan Facilities

Get instant liquidity against your Gold, Property, or Deposits. Ethical processing, low EMI, and absolutely zero hidden charges.

Apply For Loan
Cards

Cards Services

Access your money anywhere with our secure Debit and Credit Cards equipped with contactless technology and reward points.

View Card Offers
Investments

Unique Investments

Diversify your portfolio. Participate in our Bright Future and Sukanya Yojna plans for long-term secure wealth generation.

Start Investing
OFFICIAL ANDROID APPLICATION v1.1

Banking in Your Pocket with Richha Nidhi Mobile App

Experience seamless, 100% secure digital banking. Access your savings, fixed deposits, real-time ledger statements, loan summaries, and AI banking assistant on the go with biometric fingerprint security.

Biometric & MPIN
Instant, secure account unlock
Digital Passbook
Real-time ledger & mini statements
Bank-Grade Security
256-Bit SSL encrypted device sessions
In-App Auto-Update
Seamless verified sha256 updates
Direct Download
Download APK (v1.1)
 App Details & QR Code
Version 1.1 • Package: com.richhanidhi.customer • Size: 7.2 MB • Compatible: Android 7.0+
Scan to Download

Scan with your mobile camera to install directly

Scan to Download APK
https://richanidhi.in/updates/android/customer/latest.apk

Board of Directors

Ajit Kumar Kushwaha Director
Ajit Kumar Kushwaha

"Our mission is to establish Richha Nidhi Limited as a highly trusted financial institution based on absolute transparency, statutory compliance, and customer-first service. We protect your wealth like our own."

Govind Kumar Kushwaha Director
Govind Kumar Kushwaha

"We focus heavily on technology-driven efficiency, seamless digital member services, and sustainable financial growth across all operational branches to benefit our community."

Calculate Your
EMI Instantly.

Plan your finances perfectly before taking a loan. Use our highly accurate live EMI calculator to determine your exact monthly outflows based on official interest rates.

  • Zero Hidden Charges
  • 100% Transparent Processing
  • Instant Disbursal for KYC Members
Loan Amount ₹ 5,00,000
Interest Rate (p.a) 10.5 %
Loan Tenure 36 Months

Your Monthly EMI

₹ 16,252

Total Interest: ₹85,066

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